The PriorityONE Platinum VISA credit card is a card with real savings, no gimmicks, just value and convenience featuring:
With PriorityONE's Visa Platinum credit card, you can earn valuable points toward premium merchandise and exciting travel opportunities through our new rewards program, CURewards. When you enroll in CURewards, you earn one point for every dollar you charge on your PriorityONE Platinum. These valuable points are good toward name brand electronics, house wares, fitness equipment and jewelry. You can also choose to redeem them for great travel options like airline tickets, cruises,hotels, and overseas tours. There is no limit to the amount of points you can earn. Just visit www.curewards.com to learn more about the program.
Rates and terms are subject to change without notice. Some restrictions may apply. Approval is subject to credit union loan policies and guidelines. Rates are subject to creditworthiness.
A secured credit card is a great option for establishing or rebuilding your credit history. Once you qualify, your credit line must be secured by funds in your savings account. For example, if you are approved for a $500 credit card, then you must keep a minimum of $500 in your savings account.
This card features:
*Annual Percentage Rate. Subject to credit union lending guidelines. **Secured by equivalent funds in your PriorityONE savings account.
Enjoy on-the-go card management that's fast and easy!
Our free Visa Credit Card App offers a safe and convenient way to:
Download the PriorityONE CC app from iTunes and Google Play now!
Download the app from the store, grab your credit card, and register on the phone. It's that easy.
You're protected by 128-bit encryption through your mobile device.
No personal information is stored on your mobile device.
VISA Platinum | Annual Percentage Rate For Purchases, Transfers, and Cash Advances | Monthly Periodic Rate |
---|---|---|
Score Rage 760+ | (Current Prime Rate) + 5.24 = 13.74% | 1.1450 |
Score Range 720- 759 | (Current Prime Rate) + 7.24 = 15.74% | 1.3116 |
Score Range 680-719 | (Current Prime Rate) + 9.24 = 17.74% | 1.4783 |
Score Range 640-679 | (Current Prime Rate) + 11.24 = 17.99% | 1.4992 |
Score Range 001-639 | (Current Prime Rate) + 15.24 = 17.99% | 1.4992 |
Grace Period for Purchases | 25 Days** | |
Method of Computing Balance for Purchases | Average daily balances including new purchases | |
Balance Transfer Fee | None | |
Cash Advance Fee | None | |
Foreign Transaction Fee | 1.00% of each transaction in U.S. dollars. | |
Late Payment Fee | Up to $25.00 if your payment is late 5 days or more. | |
Credit Card Replacement (Lost or Stolen) | $10 | |
Returned Payment Fee | Up to $25 for the first offense and up to $35 each if two or more offenses occur within 6 months. | |
Stop Payment Fee | $20.00 if you stop payment of a check or other item for any reason. |
**A Finance Charge will be imposed on Credit Purchases only if you elect not to pay the entire New Balance shown on your monthly statement for the previous billing cycle within 25 days from the closing date of that statement. If you elect not to pay the entire New Balance shown on your previous monthly statement within that 25 day period, a Finance Charge will be imposed on that unpaid average daily balance of such Credit Purchases from the previous statement closing date and on new Credit Purchases from the date of posting to your account during the current billing cycle, and will continue to accrue until the closing date of the billing cycle preceding the date on which the entire New Balance is paid in full or until the date of payment if more than 25 days from the closing date.
The Finance Charge for a billing cycle is computed by applying the Monthly Periodic Rate to the average daily balance of Credit Purchases, which is determined by dividing the sum of the daily balances during the billing cycle by the number of days in the cycle. Each daily balance of Credit Purchases is determined by add¬ing to the outstanding unpaid balance of Credit Purchases at the beginning of the billing cycle any new Credit Purchases posted to your account, and subtracting any payments as received and credits as posted to your account, but excluding any unpaid Finance Charges. Rates and terms are subject to change.
The above information is accurate as of January 2011 and is subject to change after that date. For any change in this information since it was printed, contact us.