Home Equity Loan

Your home is probably the biggest investment you've made. So why not put the equity to use for:

• Debt Consolidation
• Home Improvement
• Education
• Vacation
• College or School Expense
• Auto/Van/Truck/Boat/RV purchase
• Whatever meets your needs

Benefits of a Home Equity Line of Credit Loan are a low Annual Percentage Rate (APR), which is usually a lot lower than consumer loans or credit card interest rates, and to possibly reduce your income tax (consult your tax advisor).

Once we have established your credit line, you can draw on it as you need it for the next five years, up to your available credit limit, which is determined by your equity and your credit. This line of credit can be conveniently accessed in person, by phone or by check.

*Subject to CU loan policies and guidelines.

If you are in the market for credit, a home equity plan may be right for you. Or perhaps another form of credit would be better. Before making a decision, you should weigh carefully the costs of a home equity line against the benefits. Shop for the credit terms that best meet your borrowing needs without posing undue financial risk.