Loan Rates
Loan Rates
| Type of Loan | APR* as low as |
|---|---|
| Auto – New | 4.74% |
| Auto – Used | 5.24% |
| Motorcycle – New | 8.25% |
| Motorcycle – Used | 9.25% |
| Boat – New | 6.75% |
| Boat – Used | 7.25% |
| RV – New | 6.75% |
| RV – Used | 7.25% |
| Personal/Signature | 9.74% |
| Line of Credit/Express Line | 14.25%* |
*Annual Percentage Rate (APR). These rates reflect a .25% discount and assume that minimum monthly payments will be paid via automatic payment or payroll deduction from a PriorityONE Credit Union of Florida account. If you terminate the automatic payments or payroll deduction or fail to maintain sufficient funds in the account to make the automatic payment, the Annual Percentage Rate shall increase by 0.25% without additional notice to you. Any increase will take the form of more payments of the same amount. * Lines of credit are not eligible for automatic payment discount.
Rates and terms are subject to change without notice. Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score.
1st Mortgage Loan Rates
| Type of Loan | APR* as low as |
|---|---|
| 30 year fixed | Call for current rates |
| 20 year fixed | Call for current rates |
| 15 year fixed | Call for current rates |
| 3/1 ARM | Call for current rates |
| 5/1 ARM | Call for current rates |
*Annual Percentage Rate (APR). Rates and terms are subject to change without notice. Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score.
HELOC Loan
| Type of Loan | APR* as low as |
|---|---|
| Home Equity Line of Credit | Prime Rate plus 0% |
*Annual Percentage Rate (APR). Rates and terms are subject to change without notice. Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on the term of your loan and your credit score.
Share/Certificate Secured Loans
| Type | Terms | Rate |
|---|---|---|
| Share Secured Loan | Up to 100% of the cash value of the share account. | 3.00% margin over the pay rate of the regular share account. |
| Certificate Secured Loan | Up to 90% of the cash value of the certificate of deposit. | 3.00% margin over the pay rate of the certificate of deposit. |
Credit Cards
| Type | Annual Fees | APR as low as |
|---|---|---|
| Visa Platinum | $0 | 12.74% |
*Annual Percentage Rate (APR). Some restrictions may apply. Subject to credit union loan policies and guidelines. The interest rate you pay will be based on your credit score.
